Tennessee Insurance Practice Exam

At what age does an individual become eligible for Medicare regardless of retirement status?

1. 60

2. 62

3. 65

4. 67

The correct answer is: 65

Individuals become eligible for Medicare at the age of 65, which is the age set by the federal government for enrollment in this program designed to provide health insurance primarily for older adults. This eligibility is independent of whether the individual is still working or has retired; anyone who is 65 or older can apply for Medicare benefits. Medicare serves as a crucial safety net for medical expenses as people age, and understanding the eligibility age is key for planning health care coverage. This program includes various parts, such as Part A (Hospital Insurance) and Part B (Medical Insurance), and even though enrollment can begin three months before reaching this age, eligibility itself starts at 65. The other ages proposed do not align with the established eligibility criteria for Medicare, emphasizing the importance of the correct age in understanding health insurance for seniors.